Room for a dividend
about£7,440
Limited by cash in the bank
- Profit you could pay out (available profits)
- £15,480 to £15,970
- Cash you could pay out
- £7,440
Know what you can take out of your company.
For directors of small UK companies. No bookkeeping.
30 days of Pro, no card needed.
The Overview of an example company
Sample Studio Ltd
1 Apr 2026 to 31 Mar 2027Room for a dividend (dividend)
about£7,440
Limited by cash in the bank
How this is worked out
If the company is taxed in the UK
This rests on the profit so far, the tax to set aside and your last accounts. Your accountant confirms the final figure before a dividend is paid.
- Profit kept on 31 Mar 2026, from your last accounts
- £9,200
- Profit from 1 Apr 2026 to 31 Oct 2026, from your bank
- £18,240
- Tax on that profit, our estimate
- -£3,470 to -£3,960
- Dividends paid or recorded since 1 Apr 2026
- -£8,000
- Profit you could pay out (available profits)
- £15,480 to £15,970
- Cash in the bank on 31 Oct 2026, from your statement
- £16,900
- Tax still to pay, our estimate
- -£3,960
- Kept for bills
- -£5,500
- Cash you could pay out
- £7,440
Keep for tax on the company's profit (corporation tax)
£3,470 to £3,960
If the company is taxed in the UK
Our estimate. See how we got it
You owe the company (director's loan)
£4,000
From your bank data and your entries
General information, not tax advice.
Needs attention 3
- What were these 3 payments to you?Answer
- No paperwork yet for the dividend on 30 Sep 2026Create it
- Accounts due: 31 Dec 2026Details
Your situation1 question open
Three questions, answered from your own numbers.
How much can I take out?
Room for a dividend, after the tax to set aside.
How much should I keep for tax?
Our estimate, from your bank data.
What needs me next?
Your filing dates, with an email before each one.
Keep for tax on the company's profit
£3,470 to £3,960
If the company is taxed in the UK
- Corporation tax payment, if any is dueestimate1 Jan 2027
Open your HMRC online account
Next deadline
18 Nov 2026
Confirmation statement due Companies House
- Accounts dueCompanies House31 Dec 2026
- Corporation tax payment, if any is dueestimate1 Jan 2027
Email me 30 days and 7 days before each date
Set up once. Look in once a month.
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Add your company number
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Connect your sources
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Look in once a month
Plain words first. The accounting term second.
| In accounting software | In Headroom Tax |
|---|---|
| Director's loan accountDr 4,000.00 | You owe the company £4,000 (director's loan) |
| Corporation tax provision3,960.00 | Keep for tax on the company's profit: £3,470 to £3,960 (corporation tax) |
| CS0118/11/2026 | Yearly check of company details: 18 Nov 2026 (confirmation statement) |
With your accountant, not instead of them.
A brief for your accountant
Your figures and the questions to ask.
Read only access
They see the figures. They cannot change anything.
Questions for my accountant
Can you check the director's loan account balance?
Can you confirm the corporation tax for this period?
Can you confirm how much the company can pay out as dividends now?
Live outside the UK, or about to move?
See where you stand in about two minutes. No account needed.
Free stays free. Pro adds the documents.
Free
£0
- Your situation, dates and reminders
- Figures, tax estimate and loan account
- One company
Headroom Pro
£120a year
or £12 a month
- Everything in Free
- Room for a dividend
- Minutes and dividend vouchers
- The full brief for your accountant
- Up to 3 companies
Founding price: £79 a year for as long as you stay subscribed. For the first 100 subscribers.
Your 30 days of Pro start when you connect your first source. No card needed.
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Questions, answered plainly.
Is this tax advice?
No. This is general information, not tax advice. Rules change and depend on your facts. Use it to prepare for a conversation with a qualified adviser.
Do I need an accountant?
Headroom Tax works with your accountant and does not replace a qualified adviser. It gets you ready for the conversation: your figures, the questions to ask and read only access for them.
Your accountant confirms the final figure before a dividend is paid.
Which companies is it for?
Small UK limited companies with a Companies House number, run by their directors. It reads the money that comes through App Store Connect, Stripe and a business bank account.
If your setup is more complex than the tool covers today, it tells you so and points you to a specialist.
What data do you see?
Only what you connect. From a bank statement, the rows: date, amount, currency and description. From Stripe, your balance transactions, without your customers or their cards. From Apple, the financial reports, which do not name your customers.
From Companies House we keep the company's public details and the names of its directors, not their dates of birth, nationalities or addresses. The full list is in our privacy policy.
What happens after I cancel?
Your data stays. Only the Pro features close, and nothing more is charged. You can delete a source, a company or your whole account at any time.